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Why are homeownership rates low in Germany?
Historical context after WWII led to government-provided housing and a strong rental culture. Also, there are no tax benefits for homeowners.
How satisfied are Germans with their housing situation?
Despite low homeownership, 93% of Germans are satisfied, indicating renting is culturally accepted.
What is the significance of rent control in Germany?
German law allows state governments to cap rent increases, favoring affordable renting due to renters being a large voting bloc.
What is the role of the welfare state in Germany?
It provides a safety net through mandatory insurances and financial support, protecting citizens from financial hardship.
What is the Hartz IV experiment?
An activist group is testing a basic income model by reimbursing sanctions for Hartz IV recipients, giving them a guaranteed income.
What is the meaning of 'Krankenversicherung'?
Health insurance, ensuring access to healthcare.
What is the meaning of 'Rentenversicherung'?
Retirement pension, providing income after retirement.
What is the meaning of 'Unfallversicherung'?
Accident insurance, covering costs related to workplace accidents.
What is the meaning of 'Pflegeversicherung'?
Nursing care insurance, supporting those needing long-term care.
What is the meaning of 'Arbeitslosenversicherung'?
Unemployment insurance, offering financial support for the unemployed.
What is the meaning of 'Grundeinkommen'?
Basic income, a safety net for retirees and those unable to work.
What is the meaning of 'Familienbeihilfe'?
Family allowance, including Kindergeld and tax advantages for families with multiple children.
What is the meaning of 'Kindergeld'?
Child benefits, a part of Familienbeihilfe.
What is the meaning of 'Arbeitslosengeld'?
Unemployment benefits, financial support for the unemployed.
What is the meaning of 'Hartz IV'?
The basic social security payment in Germany.
What is the meaning of 'Sanktionen'?
Sanctions, benefits can be cut if recipients don't meet obligations.